Paying rent in the UAE has always been a major monthly expense, but what if your rent could finally give something back? Tern Rewards is transforming the rental experience for tenants and landlords across the UAE by turning every rent payment into an opportunity to earn valuable rewards. With a seamless digital platform, secure payment processing, and more than 200 merchant partners, Tern is redefining what it means to pay rent in a modern, digital-first world.
Whether you’re a tenant looking to maximize your monthly spending or a landlord seeking a streamlined, automated rent collection process, Tern Rewards delivers a zero-cost, high‑value solution that puts convenience and benefits at the center of every transaction.
Why Tern Rewards Is Changing the UAE Rental Market
Tern Rewards is built on a simple but powerful idea: rent is your biggest expense—so it should also be your biggest reward opportunity. By allowing tenants to pay rent using a UAE‑issued Visa or Mastercard credit card, Tern enables users to earn up to 2% of their annual rent back in redeemable points. These points can be used with over 200+ partner merchants, or even redeemed as cashback toward future rent payments.
This model is a game‑changer in a market where rent traditionally yields no return. With Tern, tenants can turn rent into travel, shopping, dining, electronics, or even a flight home — all without paying any extra fees.
Key Benefits of Tern Rewards
1. Earn Rewards on Every Rent Payment
Tern users earn points instantly with every rent payment made through the app. These points can be redeemed with hundreds of popular merchants across categories like travel, retail, dining, electronics, and more.
2. Zero Credit Card Fees — Guaranteed
Unlike many payment platforms that charge processing fees, Tern offers a zero-cost rental payment experience. Tenants can pay rent using their credit card without incurring additional charges, making it one of the most cost‑effective rent payment solutions in the UAE.
3. Seamless, Secure, and Verified
Tern uses:
- UAE PASS for identity verification
- A UAE Central Bank–regulated Payment Service Provider for secure transactions
- Ejari verification to ensure tenancy authenticity
This creates a trusted, compliant environment for both tenants and landlords.
4. Works for Tenants and Landlords
Tenants enjoy rewards and convenience, while landlords receive rent on time, in full, via automated bank transfer. Cheques can still remain as security if needed, making the transition smooth for all parties.
5. Easy Setup in Under 2 Minutes
Tern is designed for simplicity. New users can join in minutes and start earning rewards immediately.
How Tern Rewards Works: A Step‑by‑Step Guide
Getting started with Tern Rewards is fast and intuitive. Here’s how tenants can begin earning rewards on rent:
Step 1: Download the Tern Rewards App
Available on both the Apple App Store and Google Play Store, the Tern app is your gateway to seamless rent payments and instant rewards. Sign up using UAE PASS for secure authentication.
Step 2: Upload Your Ejari
Upload the original PDF Ejari downloaded from the Dubai Land Department website. Select your payment frequency as agreed with your landlord.
Step 3: Add Your Landlord’s IBAN
Enter the landlord’s local UAE IBAN. The IBAN must match the name or entity listed on the Ejari certificate.
Step 4: Add Your Credit Card
Add your UAE‑issued Visa or Mastercard credit card. The card is verified through Tern’s Central Bank–approved payment provider.
Step 5: Start Earning Rewards Instantly
Every rent payment earns you Tern points, which can be redeemed with 200+ merchants or used as cashback toward future rent.
Who Can Use Tern Rewards?
Tenants in the UAE
Any UAE tenant paying rent — whether in a Tern Alliance property or not — can use the platform. Even if you pay by cheque, you can still upload your tenancy and start earning rewards. ternrewards.com
Landlords and Property Managers
Landlords benefit from:
- Automated rent collection
- Verified tenants
- Secure bank transfers
- Reduced administrative work
Tern makes rent collection more efficient and transparent.
What Makes Tern Rewards Unique?
A Zero‑Cost Platform
Tern stands out by offering a no‑fee rent payment system. This is rare in the UAE market, where credit card rent payments often come with high processing fees.
200+ Merchant Partners
From travel and electronics to dining and lifestyle brands, Tern’s merchant network ensures that your points can be used in ways that truly matter to you.
Instant Rewards
No waiting, no complicated redemption process—points are awarded instantly with every payment.
Security and Compliance
With Ejari verification, UAE PASS authentication, and Central Bank–regulated payment processing, Tern ensures every transaction is safe, compliant, and transparent.
Why UAE Tenants Love Tern Rewards
Tenants appreciate Tern because it transforms a necessary expense into a rewarding experience. Instead of watching rent disappear from your account each month, you can now earn points that help you travel, shop, dine, or save on future rent. As Tern puts it, “Long gone are the days where you pay rent and get nothing in return.”
Join Tern Rewards Today
If you’re ready to turn your rent into rewards, Tern makes it effortless. Download the app, upload your Ejari, add your landlord’s IBAN and your credit card, and start earning up to 2% back on your rent every month. With over 200 merchant partners and a zero‑cost payment system, Tern is the smartest way to pay rent in the UAE. ternrewards.com
